Thursday, 26 November 2015

The Smart Way To Use A Payday Loan

It can be a difficult situation when you do not have any money. Thankfully, if it is an emergency, there are loans available. If you live in the city of Edmonton AB payday loans are one common way to get money right away. Often you can obtain your money within hours. Keep reading to learn more about payday loans.

Remember that the interest rates on payday loans are very high. In some cases the interest can be as high as 2000 percent. Annualized, some lenders exploit legal loopholes to charge even higher rates.

As you consider whether you want a payday loan, review your budget and make sure you can pay the loan back within two to three weeks. The lender generally debits your account on the agreed upon due date. You can avoid bank and lender fees by making sure the full amount is available. Find out if you can create a payment plan with the lender or ask if they can provide you with a payment extension date if you fell that is necessary. Some jurisdictions legislate payment extensions, read your agreement carefully.

Refinancing Is Not Advised


A payday loan is something you do not want to refinance. Some people find themselves in even more debt by consistently refinancing these kinds of loans. Companies charge a lot for interest, meaning a tiny debt can turn into a big deal. If you won't be able to pay your loan back by the due date, try applying for a personal loan at your bank instead.

Be sure that your work history makes you qualified to receive a payday loan. Most lenders require a minimum of three months continuous employment for a loan. You'll need to have some sort of employment verification, such as a pay-stub.

One of the first questions you should ask when shopping for a lender is how much they are willing to lend. Some companies may not offer you as much as you need. If you research this point early on in your lender search, you can save yourself a lot of time by avoiding those whose loans can't meet your needs.

If you feel uncomfortable, do not complete the application. Many internet lenders are scams, be sure to feel at ease with the whole process. It's important that you know all the details of a payday loan before signing the contract. Read the contract in full and ask questions until you feel you have all the information needed to make your decision.

Do Your Homework


Evaluate your household budget and your needs as you determine the amount you want from a payday loan. You will still need to cover basic expenses during the repayment period. Avoid borrowing against that money. Rather, borrow from other funds that are leftover from your expenses. A good rule of thumb is to not take more than a quarter of your paycheque out.

Now you have a good idea how a payday loan works. By using the information and advice written here, you will be able to get cash you need. You might decide you don't want a payday loan after all. No matter what the case is, be grateful that you spent time learning about these loans.

Call Us About A Short Term PayDay Loan


Payday loan amounts are subject to minimum net pay and other qualification requirements. Maximum charges permitted in Alberta and British Columbia for a payday loan: $23 per $100 lent (23% of the principal); We charge $20.00 (20%). For a $300 loan for 14 days: Total cost of borrowing $60.00 Annual percentage rate = 521.43%. This information meets the requirements of the Payday Loans Regulation under the Fair Trading Act. Licence #3306278.

Blue Copper Capital 11810 Kingsway Avenue, Edmonton, AB T5G 0X5, (780) 918-4925
Alberta Licence Number: 330628 - Consumer Protection BC Licence Number: 58891

Monday, 31 December 2012

Short Term Pay Day Loans

Payday loans are the saving grace for those of us who find ourselves a little short of cash at month end. Short term loans have become a part of society to provide cash for families and individuals in times of need.

If your wallet is thin right now and rent is due before your pay check clears, then we can help. If an unexpected car repair has come up we can help. If a little extra cash will make your holidays go better we can help. The qualifications are simple and no credit check is performed. If you are working, have a bank account and photo identification we can likely help. Some conditions apply. Contact us for details, costs and terms.

We are here to help right now and down the road. For example, if a borrowing pattern drags on we can help you organize your finances. Helping you help yourself is an important part of what we do. It's not just about money, we feel strongly to help you break free of any financial rut you find yourself in.

Edmonton Loan Agency

Yes we are in the business of lending money, and have helped hundreds of good people get back on their feet and upwardly mobile. Payday loans may be where we meet but there is so much more to you as an individual, and we thrive on building relationships.

You may not be great at budgeting, but that doesn't mean it's impossible. Handling money is a learned skill and when we find someone having trouble we lend a hand.

Quick Cash For Emergencies

Bring in proof of employment and a repayment plan in mind, we can talk. Everyone needs a helping hand once in a while so if you feel that way then call or visit and we'll go over a needs analysis with you.

Payday loans Edmonton
Payday Loans Edmonton









Blue Copper Capital
Phone: (780) 918-4925
4012 118 Ave
Edmonton, AB T5W 1A1
http://PayDayLoansEdmonton.BlueCopperCapital.com

Saturday, 29 December 2012

Payday Loans Edmonton Alberta

Organizing payday loans for anyone in need of a cash advance is our speciality. We are friendly and discrete when it comes to getting you the money to get through a tough time. Call us anytime, day or night if you find yourself in a tough financial situation.

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Blue Copper Capital
Phone: (780) 918-4925
4012 118 Ave
Edmonton, AB T5W 1A1
http://PayDayLoansEdmonton.BlueCopperCapital.com

Thursday, 27 December 2012

Payday Cash Edmonton Alberta

Payday cash loans offered today to pay bills, cover an urgent situation or for any reason when you can't quite make it to your next paycheque. Phone us and we will to go over a needs analysis with you and help cover the deficit. Office hours are 9-5 but phone anytime to leave a message. We will get back to you immediately

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Blue Copper Capital
Phone: (780) 918-4925
4012 118 Ave
Edmonton, AB T5W 1A1
http://PayDayLoansEdmonton.BlueCopperCapital.com

Wednesday, 26 December 2012

Using A Payday Loan To Your Advantage

It can be a difficult situation when you do not have any money. Thankfully, if it is an emergency, there are loans available. Payday loans are one common way to get money right away. Often you can obtain your money within hours. Keep reading to learn more about payday loans.

Remember that the interest rates on payday loans are very high. In some cases the interest can be as high as 2000 percent. Annualized, some lenders exploit legal loopholes to charge even higher rates.

As you consider whether you want a payday loan, review your budget and make sure you can pay the loan back within two to three weeks. The lender generally debits your account on the agreed upon due date. You can avoid bank and lender fees by making sure the full amount is available. Find out if you can create a payment plan with the lender or ask if they can provide you with a payment extension date if you fell that is necessary. Some jurisdictions legislate payment extensions, read your agreement carefully.

Refinancing Is Not Advised

A payday loan is something you do not want to refinance. Some people find themselves in even more debt by consistently refinancing these kinds of loans. Companies charge a lot for interest, meaning a tiny debt can turn into a big deal. If you won't be able to pay your loan back by the due date, try applying for a personal loan at your bank instead.

Be sure that your work history makes you qualified to receive a payday loan. Most lenders require a minimum of three months continuous employment for a loan. You'll need to have some sort of employment verification, such as a pay-stub.

One of the first questions you should ask when shopping for a lender is how much they are willing to lend. Some companies may not offer you as much as you need. If you research this point early on in your lender search, you can save yourself a lot of time by avoiding those whose loans can't meet your needs.

If you feel uncomfortable, do not complete the application. Many internet lenders are scams, be sure to feel at ease with the whole process. It's important that you know all the details of a payday loan before signing the contract. Read the contract in full and ask questions until you feel you have all the information needed to make your decision.

Do Your Homework

Evaluate your household budget and your needs as you determine the amount you want from a payday loan. You will still need to cover basic expenses during the repayment period. Avoid borrowing against that money. Rather, borrow from other funds that are leftover from your expenses. A good rule of thumb is to not take more than a quarter of your paycheque out.

Now you have a good idea how a payday loan works. By using the information and advice written here, you will be able to get cash you need. You might decide you don't want a payday loan after all. No matter what the case is, be grateful that you spent time learning about these loans.

Call Us About A Short Term PayDay Loan

Loan amounts are subject to minimum net pay and other qualification requirements. Maximum charges permitted in Alberta for a payday loan: $23 per $100 lent (23% of the principal); We charge $20.00 (20%). For a $300 loan for 14 days: Total cost of borrowing $60.00.

Blue Copper Capital
Phone: (780) 918-4925
4012 118 Ave
Edmonton, AB T5W 1A1
http://PayDayLoansEdmonton.BlueCopperCapital.com

Alberta Licence Number: 330628 - Consumer Protection BC Licence Number: 58891

Tuesday, 25 December 2012

Loan Agency Edmonton Alberta

As a loan agency in Edmonton Alberta, we have helped countless families close the gap between payday and the end of the month. If you are in that situation right now, call and ask us about our payday loan service. We can offer you cash money loans or cash advance which will help in times of need.

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Blue Copper Capital
Phone: (780) 918-4925
4012 118 Ave
Edmonton, AB T5W 1A1
http://PayDayLoansEdmonton.BlueCopperCapital.com

Monday, 24 December 2012

Cash Money Advance In Edmonton

Cash money loan services in Edmonton from Blue Copper Capital. We are a micro loan agency specializing in helping you to get over a rough financial time. As a private lender we work with you privately one on one. Call now for a cash money advance

Blue Copper Capital
4012 118 Ave NW
Edmonton, AB T5W 1A1
(780) 918-4925
http://PayDayLoansEdmonton.BlueCopperCapital.com

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